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Granite – New Home Warranty

Granite Building Warranties offers the Granite New Home Warranty, a 10 to 12-year structural guarantee for new build properties. This warranty, essential for mortgage lenders, covers major structural defects from the sign-off of building regulations.

The Granite New Home Warranty is a comprehensive solution for builders and developers, offering essential protection against structural defects for new build properties. It ensures compliance with mortgage lender requirements and provides a safety net for property owners.


Key Features of the Granite New Home Warranty

Duration and Coverage

The Granite New Home Warranty provides 10 to 12 years of coverage from the building regulation certification. The first 2 years, known as the ‘defects period’, are covered by the developer, with the remaining years under the warranty provider’s responsibility.

Scope of Warranty

The warranty covers structural defects, including issues with gable ends, roof trusses, and windows. It provides for whole or partial reconstruction costs, including demolition and professional fees.

Policy Details

The policy involves a one-off payment covering survey and insurance costs. For residential units, there is an excess of £1,000.00 per claim. The policy is fully assignable to future property purchasers.

Recognition and Regulation

The warranty is UK Finance Approved, recognised by mortgage lenders and high-street banks. It is also regulated by the FCA (Financial Conduct Authority).

Additional Benefits

The Granite New Home Warranty offers peace of mind to homeowners and adds value to the property by making it more attractive for resale or remortgaging.

Company Expertise

With over 25 years of experience in the construction industry, Granite Building Warranties leverages its market knowledge and strong relationships with warranty providers.


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