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Checkmate – Castle 10 New Home Warranty

Checkmate’s Castle 10 New Home Warranty provides a latent defects insurance policy for newly built homes or those created by converting existing buildings. This warranty is applicable for houses and flats, including those sold to private buyers or under shared ownership/equity schemes.

The Castle 10 New Home Warranty from Checkmate offers comprehensive coverage for new homes, ensuring protection against structural defects. Its straightforward approach, backed by a strong underwriting and a team of experienced professionals, makes it a reliable choice for new home warranties.


Warranty Overview

The Castle 10 warranty, underwritten by an AM Best “A” rated insurer, meets all the requirements set by UK mortgage lenders. It offers a straightforward approach to new home warranties, drawing on over a decade of experience in the industry and the expertise of a team with backgrounds at Zurich Insurance Building Guarantee and Municipal Mutual Insurance.

Coverage Details

  • Loss of Deposit Protection: This applies to off-plan property purchases between the exchange of contracts and legal completion.
  • Two-Year Developer Cover: During the initial two years, coverage is provided in case the developer fails to meet their obligations under the policy.
  • Years 3-10 Major Damage Cover: From the third year onwards, the policy covers major damage only, representing a full risk transfer.
  • Contaminant Cover: Limited coverage for known contaminants is included for the full ten-year period.
  • Transferability: The warranty is fully transferable to subsequent owners, buyers, or a mortgage lender in possession.

Importance of the Warranty

The Castle 10 New Home Warranty is essential for both developers and homeowners. For developers, it offers a dependable warranty solution that enhances the marketability of their properties. For homeowners, it provides security against potential defects in their new home, ensuring peace of mind.

Checkmate’s Expertise

With a rich history in providing warranty policies and a team with extensive experience in the field, Checkmate offers reliable and professional warranty services. Their experience with similar policies like Zurich Ten and NHBC Buildmark warranties adds to their credibility in the market.


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